The process takes place in 10 main stages:
Step 1: Initiate your request from your Qonto interface
☝️ Before starting, verify that you meet the eligibility conditions.
To initiate your request:
- Log into the Qonto account of the company concerned by the operation.
- Go to the Settings section (left column, at the bottom).
- In the Organization section, click on Capital increase.
- Follow the guided steps in the interface and register your project.
⚠️ Important: This feature is accessible exclusively from a computer by the account holder. It is also reserved for companies whose legal form allows a capital increase and is not available for Sole proprietorships, Micro-enterprises / Self-employed, EIRL or Associations.
Step 2: Submit the initial legal documents
Initially, you will be asked to upload to the interface the decision minutes as well as an updated capitalization table, which shows the capital distribution before and after the operation (projection).
Step 3: Receive the list of required documents
These documents are analyzed by our teams within 1 business day. You will then receive, by email, the complete list of other supporting documents required to open the dedicated account.
Step 4: Your documents are analyzed by our team
Reception and analysis of your documents by our team within 1 business day.
Step 5: Receive the unique IBANs of subscribers
Once your documents are validated, Qonto opens a dedicated temporary account and assigns a unique temporary IBAN to each subscriber.
These details are communicated to the account holder, who is responsible for then transmitting them to their investors so they can make their wire transfer.
💡 Good to know: contributions can be made by regular or instant wire transfer.
Step 6: Receipt of funds and verification of payments
From your Qonto interface, track the arrival of contributions in real time.
⚠️ Important: each participating entity must transfer the exact amount of their subscription from a bank account opened in their name.
💡 Qonto will notify you if any inconsistency is detected when receiving a wire transfer.
Step 7: Receive your certificate of deposit of funds
Once the funds are received and validated, your deposit certificate is issued by the notary within 2 business days, then made available in your Qonto interface and also sent by email.
Step 8: Submit the document attesting to the completion of the operation
To proceed with the release of funds, you will need to upload directly to your Qonto interface the official document justifying the completion of the capital increase.
The type of document depends on your company's form:
- Fixed capital company: a certificate of publication in a Legal Announcements Journal (JAL).
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Variable capital company:
- if the operation modifies the statutory thresholds → a certificate of publication in a JAL is required,
- if the operation remains within the planned range → a minutes of acknowledgment is sufficient.
Step 9: Receive the funds in your Qonto current account
The funds are released to your Qonto current account within 3 business days after validation of your document.
💡 Note: Qonto service fees are charged at this time.
Step 10: Finalize your legal formalities
The operation must be declared to the One-Stop Shop for Business Formalities, with the deposit certificate provided by Qonto. This step is mandatory to obtain an updated Kbis extract.
⚠️ Important: Qonto does not handle legal formalities, which remain your responsibility. We advise you to contact your legal formalist, your accountant, or our partner LegalPlace to complete these procedures.
📩 For any questions, you can contact our team: qonto-ak@qonto.com or consult our FAQ section dedicated to capital increases.