Qonto's invoicing tool does not require certification under French cash register software regulations.
Our tool is designed for invoice management, not cash register operations
Qonto's invoicing tool is primarily a commercial and administrative management solution that focuses on:
- Creating, customizing, and archiving invoices
- Managing documents and client databases
- Tracking payments and follow-ups
1. Our core functionality differs from traditional cash registers
While our tool can process payments through secure links, the main purpose is invoice management rather than point-of-sale cash register operations.
The certification requirement was specifically designed to address traditional cash register functions, which is different from our B2B and B2C invoicing approach.
💡 Good to know: This means you can use Qonto's invoicing tool with confidence, knowing it's designed to meet your business needs while staying compliant with current regulations.
2. We're exempt due to our regulated status as a payment service provider
Qonto operates under a specific regulatory framework that exempts us from certification requirements.
As a payment service provider supervised by the Banque de France (CIB number 16958), we benefit from administrative tolerance specifically designed for companies like ours.
What does this mean?
This regulatory tolerance recognizes that:
- Payment service providers are already subject to strict banking supervision • Our regulated status under the Banque de France provides adequate oversight • The certification requirement doesn't apply to companies operating under Article L. 521-1 of the Monetary and Financial Code
💡 In simple terms: Because we're already regulated and supervised as a payment service provider, we don't need additional cash register software certification.
What if regulations change in the future?
Even if the current regulatory framework were to change, Qonto's invoicing tool would likely remain exempt from certification requirements.
Our tool's design and core functionality are fundamentally different from traditional cash register software, which means we would still fall outside the scope of these regulations.
When does the certification requirement take effect?
The general certification requirement begins on September 1, 2025, with a transitional period until March 1, 2026.
💡 Important: These dates don't affect Qonto users, as we're exempt from this requirement due to our regulated status as a payment service provider.
What this means for you
You can continue using Qonto's invoicing tool as usual, without any changes or additional steps required on your part.
👆 Please note: This information is based on our legal analysis as of June 2025. We continuously monitor regulatory developments to ensure our compliance and keep you informed of any relevant updates.