Orus is an insurer specialized in protecting professionals.
Their mission: to offer simple, fair and effective insurance.
Rated 4.9/5 on Trustpilot, Orus combines responsiveness, clarity and personalized support.
Who can use Orus?
All independent professionals, small and medium-sized businesses operating in France can subscribe to insurance through Orus. This includes merchants, restaurateurs, construction craftsmen, wellness professionals, digital professionals, and more.
What types of insurance products are available through Orus?
Orus offers several insurance products tailored to professionals' needs:
- Professional Liability Insurance (RC Pro): covers damages caused to third parties in case of errors, omissions or faults in the course of your business activity.
- Office Insurance: protects your premises, equipment and professional assets against incidents such as fires, water damage or theft.
- Business Owner's Policy (BOP) for retailers & restaurants: provides comprehensive coverage including professional liability, property damage and business interruption.
- Self-Employed Health Insurance (TNS): supplementary health insurance designed for independent workers, with modular coverage according to your needs.
- Ten-Year Liability Insurance: mandatory in the construction sector, it covers your liability for 10 years after completion of work, in case of damage compromising the solidity or use of the structure.
How do I subscribe to an insurance offer through Orus?
When you select an insurance offer through Qonto's Insurance section (Insurance > Professional Liability Insurance > Get a quote), you will be redirected to the Orus platform.
There, you will be asked to give your consent, and you can either immediately choose an insurance plan suited to your business, or be contacted by an Orus advisor for personalized assistance. The exact process may vary depending on the insurance offer chosen.
Please note: once your contract is signed, it will be accessible from the Orus platform. To view it from Qonto, log in to your Orus customer area by clicking Sign in with Qonto. Then, the contract will be accessible from your Qonto application.
What information does Orus need to provide a personalized insurance offer?
To create a tailored offer, Orus collects key information about your business and activity, including:
- Your business sector
- Your estimated annual turnover
- The address of your headquarters or professional premises
- The desired coverage and expected level of protection
What sets Orus apart from other insurance providers?
Orus delivers a digital-first approach built specifically for professionals. Get covered in minutes—no paperwork, no appointments needed. The platform is straightforward, with clear offers that cut through insurance jargon. You can customize your contract, and many come commitment-free. Plus, expert advisors are always available when you need human support.
With a 4.9/5 rating on Trustpilot from over 2,000 reviews, Orus is Europe's top-rated professional insurance provider.
For more information about our Insurance section, check out this comprehensive article : What is the Insurance section and how does it work?