For regulatory reasons, we need to verify some of your information before validating the opening of your future Qonto account:
1 - Verify your identity
Go to your Qonto app and click to “Start verification”. You can take a photo of one of your valid ID documents (see here).
- a European identity card
- a European passport
- a Residence permit issued by the country in which you open your account
All information must be clearly visible. We advise you to pay attention to the quality of the photo, so your account can be validated as soon as possible.
2 - And your ultimate beneficiaries' owners (UBO) ones
An ultimate beneficiary is a natural person who owns, directly or indirectly, more than 25% of the capital or voting rights of the company.
If you are opening an account for a Portuguese company, please ensure that you also declare all shareholders who hold 5% or more of the company's capital.
3 - Your company's registration documents
You can take a photo or submit a copy of one of your registration documents.
- 🇫🇷 A Kbis, INPI's Document de synthèse définitive /INPI's extrait d'immatriculation or an INSEE's situation notice - dated less than 3 months
- 🇵🇹 Certidão Permanente still valid
- 🇧🇪 An extract from the CBE (Crossroad Banks for Enterprises)
- 🇳🇱 An extract from the KVK (Netherlands Chamber of Commerce)
- 🇦🇹 The Firmenbuchauszug for GmbH and KG/OG or the Gewerbeschein for EinzelunternehmerInnen
Your company information must be up-to-date in the legal databases.