The Qonto current account is currently available to French, Italian, Spanish , Portuguese, German , Austrian, Dutch and Belgium companies formed with the following legal entities :
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SA ('Société Anonyme')
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SAS ('Société par Actions Simplifiée')
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SASU ('Société par Actions Simplifiée Unipersonnelle')
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SARL ('Société à Responsabilité Limitée')
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SC & SCI ('Société civile')
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EURL ('Entreprise Unipersonnelle à Responsabilité Limitée')
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EIRL (Entreprise Individuelle à Responsabilité Limitée)
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EI (Entreprise Individuelle)
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Affaire Personnelle Profession Libérale (Independent occupations)
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Micro-Entreprise (Sole Traders or Micro-Company)
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Declared association ('Association Enregistrée')
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Holding (an organization who owns control of a small group of other companies) - see below
- Public Utility Foundation ('Fondation d’utilité publique')
- Social and Economic Committee ('Comité Social et Économique')
- Foreign company registered with the RCS whose parent company is located in Germany, Spain, Italy, or the United Kingdom
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S.s. (Società Semplice)
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S.a.s. (Società in Accomandita Semplice)
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S.n.c. (Società in Nome Collettivo)
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S.r.l. (Società a responsabilità limitata)
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S.r.l.s. (Società semplificata a responsabilità limitata)
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S.p.A. (Società per Azioni)
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S.a.p.a. (Società in Accomandita per Azioni)
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Impresa Individuale (a K-bis is needed)
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Libero Professionista and Lavoratore Autonomo
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Studio associato e società di professionisti
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Cooperativa
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Associazione
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Empresario Individual (Autónomo) / Autónomo Societario
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Emprendedor de Responsabilidad Limitada
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Entidades permanentes no residentes en España (NIF W)
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Sociedad Anónima
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Sociedad Anónima Laboral
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Sociedad de Responsabilidad Limitada
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Sociedad de Responsabilidad Limitada Laboral
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Sociedad Limitada Nueva Empresa
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Sociedad Limitada de Formación Sucesiva
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Sociedad Colectiva
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Sociedad Comanditaria por Acciones
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Sociedad Comanditaria Simple
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Sociedad Profesional
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Sole traders (e.K./e.Kfm/e.Kfr)
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Freelancers
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GbR
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GmbH
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GmbH i.G.
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gGmbH
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gGmbH i.G.
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UG
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UG i.G.
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gUG
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gUG i.G.
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AG
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AG & Co KG
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GmbH & Co. KG
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UG & Co. KG
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oHG
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GmbH & Co. oHG
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AG & Co oHG
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KG
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KGaA
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- Lda (Sociedade por Quotas)
- Trabalhador Independente
- ENI (Empresário em Nome Individual)
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- BV (Besloten Vennootschap - Société à responsabilité limitée)
- Zelfstandige (Sole Proprietor/Freelancer)
- VOF (Vennootschap Onder Firm - General Partnership)
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- GmbH (Gesellschaft mit beschränkter Haftung)
- EinzelunternehmerIn
- KG (Kommanditgesellschaft)
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- BV (Besloten Vennootschap)
- Eenmanszaak (Sole Proprietor/Freelancer)
- VOF (Vennootschap Onder Firm)
Companies that are not yet registered (available in France and Germany only):
If your company is not registered yet, please note that you can open a Qonto account and proceed with your initial capital deposit with us (except for SCI).
As a reminder, sole traders, as well as micro-enterprises, are not required to go through a deposit capital process, since these organizations are already registered in their own name.
Foreign companies:
Foreign companies which are registered in France, Italy, Spain or Germany are allowed to open a Qonto account if the headquarter is based in one of those four countries.
Holding companies:
Existing French holding companies, both active or passive, are fully allowed to open a Qonto account 100% online, in a few minutes.
Prohibited activities on Qonto:
Companies primarily engaged in the following industries are not allowed to open a Qonto account :
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Accessibility diagnosis (Ad'Ap)
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Activities related to the sale of products based on cannabis or its derivatives (leaves, flowers, resin, CBD, HHC) with a THC content of more than 0.3% for the companies in France and 0.2% for the companies in Germany, Italy and Spain or not indicated.
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Activities related to the mining industry
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Activities related to Energy Efficiency Certificates (CEE)
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Any illegal activity
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Auction houses, artwork Selling
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Cartomancy, fortune-telling, clairvoyance, astrology, tarology
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Casinos and gambling
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Factoring, Debt collection activities
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Financial/fiscal agent activity if not registered with a regulator
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Holding a marketplace
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Insurance brokerage activity if not registered with an administration
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Management of funds, portfolio, and collective investments if not registered with a regulatory authority.
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Military activities, including the sale of weapons, military vehicles, and their copies
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Mining, staking, creation and/or commercialization of NFTs, blockchain development, development of wallets (hot & cold wallets), decentralized exchange, PSAN activity without registration.
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Money transfer platform, remittance service, P2P ("peer-to-peer" payment service)
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Online and in-store sales of industrial or cosmetic chemicals.
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Online and in-store sales of protein powders, dietary supplements, and medicines
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Online file sharing
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Sale of mobile SIM cards and top-up cards
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Sex (pornography, sex toys, escorting, prostitution)
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Sale of goods/services that may harm, or damage the image, honor, or reputation of others
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Tobacco or smoking products (including THC, CBD, and eCig)
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Trading/brokerage platform or any activity related to currencies, precious metals, gemstones, other products, securities
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Unlicensed payment services (crowdfunding, crowdlending, marketplace)