How to deposit a cheque?

  • Updated

🇫🇷 Cheque cashing is available exclusively in euros for the French market

 

How to deposit a cheque on your desktop application?

  1. Access your Qonto account

  2. Click on the Business Account section, then on Check deposit

  3. You will need to activate the FNCI mandate in order to complete the deposit. 
    ​You can click here to read our article dedicated to this subject.

  4. Fill in the cheque information

  5. If the FNCI result of your cheque is:

    • Positive: you can confirm your deposit and follow step 6.

    • Irregular cheque: we recommend that you abandon the deposit. If you confirm it and we receive your cheque, it will be rejected.

  6. Send us your cheque by mail within 2 weeks to the address that appears on your screen. If we do not receive the cheque in time, we won’t be able to register the transaction.

 

How to deposit a cheque on your mobile application?

  1. Open the cheque section in the More tab

  2. Click on Deposit a cheque and follow the instructions

  3. You will need to activate the FNCI mandate in order to complete the deposit. 
    ​You can click here to read our article dedicated to this subject.

  4. Fill in the cheque information

  5. If the FNCI result of your cheque is:

    • Positive: you can confirm your deposit and follow step 6.

    • Irregular cheque: we recommend that you abandon the deposit. If you confirm it and we receive your cheque, it will be rejected.

  6. Send us your cheque by mail within 2 weeks to the address that appears on your screen. If we do not receive the cheque in time, we won’t be able to register the transaction.

Note: You need to endorse (sign on the back) a cheque to deposit it.

Accepted cheques:

  • Bank cheques
  • French cheques
  • Cheques in euros

What are the cheque deposit limits?

 

The amount collected by cheque cannot exceed €30,000 per 30 running days, within the limit of €15,000 per single cheque. Cheques must be made out to the legal company name (therefore, make sure it matches the name on your Qonto account).

 

How can I cancel my cheque deposit?

It is not possible to cancel the deposit of your cheque from your customer space. You will need to contact customer support directly to do so.

 

You can also read our articles below to learn more:

👉 When will my cheque be cashed?

👉 Why was my cheque rejected?

👉 How can I cash-in a cheque above €15,000?

👉 How much is charged for cashing a cheque?